BUYING A HOME- is more than just saying, “I'll take that one” you need to think of it as something other than just a place
you'll be forced to move oversized, overweight pieces of furniture around in. It’s an investment that you live in…yup he’s
already breaking out the clichés, but whether you are buying a home for the first time, expanding to make room for all of
your children, or all of your shoes, or you’ve finally decided to build your dream home, at some point you are going to
either want to, or need to, take advantage of the equity that has built up in your home.
BUYING SMART- Means you don’t start out upside down in your home, but on a level playing field with the other homes in
the subdivision or area you purchased in. In more cases than not, your purchase will set the mark that all sellers in your
area will be trying to sell their homes at. This is why it’s so important to check comparable sales before you make an offer,
and to not be so emotionally attached to a purchase that you let the seller dictate all the terms of the sale. Additionally, if
you are purchasing from a builder or are building your dream home, you need to make sure you don’t overdo the
upgrades and put yourself in a situation that makes the cost of building your home, more than it will possibly sell for in a
year’s time.
USING A REALTOR- Whether you are buying a new home or a re-sale home or building from scratch, a Realtor’s fees are
generally paid by the seller. This is usually a part of what the seller has estimated as part of the cost of selling a house.
Some brokerages do charge document storage fees, but for the most part using a Realtor is basically free professional
information and taxi service for a buyer.
Realtor’s can show you homes in new subdivisions, as well as re-sale homes and usually will be able to offer you a wealth
of knowledge about the area and homes you are looking at. You may even find a situation where your Realtor has
incentives to entice a you to utilize their services.
WHY USE ROB TURNEY AS YOUR REALTOR- I’m glad you asked that, I happen to be a close personal friend of Rob’s
and not only does he show properties in a Bat Mobile like jet car with full bar and seafood buffet, he has a Star Trek
replication device that will duplicate any home you like and place it 3 feet from your desired location….Okay the lawyers
have required me to put in this disclaimer, the statement above was not meant to be taken seriously, the Star Trek name
and logo and Bat Man name and logo are proprietary and are in no way endorsements of Rob Turney or his abilities…
(There Mike are ya happy?!)…Okay back to reality, or in our case Realty….
EXPERIENCE- I’ve been selling real estate since 2001. During that time I have helped my clients find their first home and
then move up into their next home, find a piece of land and build their dream home, buy investment property or even move
into an active adult community that they had never dreamed of living in the year before. I have clients that saw their home
for the first time after closing escrow. I’ve worked with out of state buyers and multiple, non related buyers in an
investment capacity.
Picking your home is still just the beginning of successfully purchasing a home. There are many hurdles to get over, from
lending and inspections, to associations and escrow that have to be overcome before you get to paint your room that
fantastic shade of fuscia, (I think that’s a form of red)…I know this ins and outs of home buying and will make sure you are
aware of any and all pitfalls that might be lurking around the corner.
MARKET KNOWLEDGE- I was born and raised in Las Vegas, I’ve seen the changes, both good and bad and have a very
good feel of where things have gone and will go in the future. I understand what the selling trends are in our market and
how they have changed in the past and will most likely change in the future.
CUSTOMER SERVICE- One of the most important elements of any buying or selling experience, is the level of customer
service you receive from the professional you hire to assist in that endeavor. I am available to my clients 24 hours a day, 7
days a week on weekends and holidays. If you feel you need to look at a house on Thanksgiving, we’ll do it…I will expect a
turkey leg though…I strive to make the home buying process as painless and stress free as possible and will do my best to
take as much of the pressure off your shoulders as I can. I will assist in setting up inspections, escrow selection, lender
review and I’ll be there for all inspections, contract negotiations and escrow signings. One thing I can guarantee, is that
barring being vaporized by a large asteroid, I will not disappear once we’ve found your home. It’s my hope and thankfully
my experience that once you’ve worked with me on one transaction, you’ll work with me on your future transactions as well.
THE PROCESS- Okay, lets take it from the first call, “Hi this is Rob, can I help you?”…so maybe a little further down the
line…basically my first question is going to be have you chosen a lender and do you know what price range we are looking
for. If you have, great, if not I’ll give you a list of excellent lenders to talk to and see which one can help you the most.
Then we need to get down to what you want, how many rooms, how much square footage, how many garage spaces, one
story or two, half-caff or de-caff, one lump or two…ooops sorry, Starbucks flashback…at any rate we need to get pretty
specific on exactly what you want. Then let’s talk location, where do you want to be? If you have no preference, we’ll look
at homes that meet your other criteria in various areas and see what works for you.
Lets fast forward to the point where you’ve fallen on your knees, hugged the white picket fence in front of the house and
screamed mine, mine, mine, (please don’t ever do that, it kind of weakens our negotiating position with the sellers).
We look at comparable homes, and write up an offer. I will either present the offer to the sellers or to the seller’s agent
and they will then laugh hysterically at our audacity to offer anything less than a million dollars over their asking
price…okay, so its not quite that bad, but at that point they will either accept the offer, reject it out right, or counter with
terms they feel more comfortable with. If they accept our offer, we celebrate briefly, fire our Russian made automatic
weapons in the air and move onto opening escrow, ordering inspections, getting a copy of the contract to the lender and
ordering the appraisal, and reviewing the HOA documents if they have them. If they counter, then you’ll get to accept,
counter or reject…this will go on until everyone is in agreement on the contract…the most I’ve seen is 6 and hinged on the
transfer of a first born child to the sellers…okay so there was no first born child, but we did go to 6 counter offers.
Once an agreement has been reached, as I mentioned above, we celebrate briefly, burn an effigy or our favorite dictator
and move onto opening escrow, ordering inspections, getting a copy of the contract to the lender and ordering the
appraisal, and reviewing the HOA documents if they have them.
I like to have a 10 business day due diligence period for my buyers to “kick the tires” during which your earnest money will
be refundable should you find something in the Title Report that can’t be cured, the inspection report shows something
that makes you feel the house is unsafe, or your lender decides they can’t lend enough to purchase the home. This
means that a lot has to happen in 10 days, including reviewing HOA CC&R’s, great for putting you to sleep after drinking 3
gallons of coffee.
Once all of the inspections have been finished, the HOA package approved and the title report is clear, we still have a bit
more time before screaming at the movers for dropping your leather sofa off the truck into a toxic mayonnaise spill. During
this time, you will discover the joys of “underwriting approval” that’s the part where the person that actually approves the
final release of your loan makes you stand on one leg, balance an elephant on your nose while playing a tuba, before
funding your loan…okay, so its not quite that bad, but you will be fulfilling the lenders requirements as well as ordering
movers and setting transfer dates for utilities during this time.
Generally 3 days before our estimated close of escrow date, the lender will send your final loan documents to the title
company and you will sign your escrow documents and loan documents at the same time. The seller will sign their portion
of the escrow documents, the lender will fund the loan and the title company will send the documents to the county
recorders office to have your name put on title…then we celebrate briefly, sacrifice a Yak to our favorite deity and most
importantly you get your keys, the movers do their thing and you can break out the fuscia paint!!!!
So now that you understand the process, perhaps you'd like to see exactly whats out there. Even if you aren't sure you
are interested in "going all the way", follow the link below to the MLS search and you can see what's available. Or if you
are ready to take the next step, let me know what your after and I'd be more than happy to give you a hand.
you'll be forced to move oversized, overweight pieces of furniture around in. It’s an investment that you live in…yup he’s
already breaking out the clichés, but whether you are buying a home for the first time, expanding to make room for all of
your children, or all of your shoes, or you’ve finally decided to build your dream home, at some point you are going to
either want to, or need to, take advantage of the equity that has built up in your home.
BUYING SMART- Means you don’t start out upside down in your home, but on a level playing field with the other homes in
the subdivision or area you purchased in. In more cases than not, your purchase will set the mark that all sellers in your
area will be trying to sell their homes at. This is why it’s so important to check comparable sales before you make an offer,
and to not be so emotionally attached to a purchase that you let the seller dictate all the terms of the sale. Additionally, if
you are purchasing from a builder or are building your dream home, you need to make sure you don’t overdo the
upgrades and put yourself in a situation that makes the cost of building your home, more than it will possibly sell for in a
year’s time.
USING A REALTOR- Whether you are buying a new home or a re-sale home or building from scratch, a Realtor’s fees are
generally paid by the seller. This is usually a part of what the seller has estimated as part of the cost of selling a house.
Some brokerages do charge document storage fees, but for the most part using a Realtor is basically free professional
information and taxi service for a buyer.
Realtor’s can show you homes in new subdivisions, as well as re-sale homes and usually will be able to offer you a wealth
of knowledge about the area and homes you are looking at. You may even find a situation where your Realtor has
incentives to entice a you to utilize their services.
WHY USE ROB TURNEY AS YOUR REALTOR- I’m glad you asked that, I happen to be a close personal friend of Rob’s
and not only does he show properties in a Bat Mobile like jet car with full bar and seafood buffet, he has a Star Trek
replication device that will duplicate any home you like and place it 3 feet from your desired location….Okay the lawyers
have required me to put in this disclaimer, the statement above was not meant to be taken seriously, the Star Trek name
and logo and Bat Man name and logo are proprietary and are in no way endorsements of Rob Turney or his abilities…
(There Mike are ya happy?!)…Okay back to reality, or in our case Realty….
EXPERIENCE- I’ve been selling real estate since 2001. During that time I have helped my clients find their first home and
then move up into their next home, find a piece of land and build their dream home, buy investment property or even move
into an active adult community that they had never dreamed of living in the year before. I have clients that saw their home
for the first time after closing escrow. I’ve worked with out of state buyers and multiple, non related buyers in an
investment capacity.
Picking your home is still just the beginning of successfully purchasing a home. There are many hurdles to get over, from
lending and inspections, to associations and escrow that have to be overcome before you get to paint your room that
fantastic shade of fuscia, (I think that’s a form of red)…I know this ins and outs of home buying and will make sure you are
aware of any and all pitfalls that might be lurking around the corner.
MARKET KNOWLEDGE- I was born and raised in Las Vegas, I’ve seen the changes, both good and bad and have a very
good feel of where things have gone and will go in the future. I understand what the selling trends are in our market and
how they have changed in the past and will most likely change in the future.
CUSTOMER SERVICE- One of the most important elements of any buying or selling experience, is the level of customer
service you receive from the professional you hire to assist in that endeavor. I am available to my clients 24 hours a day, 7
days a week on weekends and holidays. If you feel you need to look at a house on Thanksgiving, we’ll do it…I will expect a
turkey leg though…I strive to make the home buying process as painless and stress free as possible and will do my best to
take as much of the pressure off your shoulders as I can. I will assist in setting up inspections, escrow selection, lender
review and I’ll be there for all inspections, contract negotiations and escrow signings. One thing I can guarantee, is that
barring being vaporized by a large asteroid, I will not disappear once we’ve found your home. It’s my hope and thankfully
my experience that once you’ve worked with me on one transaction, you’ll work with me on your future transactions as well.
THE PROCESS- Okay, lets take it from the first call, “Hi this is Rob, can I help you?”…so maybe a little further down the
line…basically my first question is going to be have you chosen a lender and do you know what price range we are looking
for. If you have, great, if not I’ll give you a list of excellent lenders to talk to and see which one can help you the most.
Then we need to get down to what you want, how many rooms, how much square footage, how many garage spaces, one
story or two, half-caff or de-caff, one lump or two…ooops sorry, Starbucks flashback…at any rate we need to get pretty
specific on exactly what you want. Then let’s talk location, where do you want to be? If you have no preference, we’ll look
at homes that meet your other criteria in various areas and see what works for you.
Lets fast forward to the point where you’ve fallen on your knees, hugged the white picket fence in front of the house and
screamed mine, mine, mine, (please don’t ever do that, it kind of weakens our negotiating position with the sellers).
We look at comparable homes, and write up an offer. I will either present the offer to the sellers or to the seller’s agent
and they will then laugh hysterically at our audacity to offer anything less than a million dollars over their asking
price…okay, so its not quite that bad, but at that point they will either accept the offer, reject it out right, or counter with
terms they feel more comfortable with. If they accept our offer, we celebrate briefly, fire our Russian made automatic
weapons in the air and move onto opening escrow, ordering inspections, getting a copy of the contract to the lender and
ordering the appraisal, and reviewing the HOA documents if they have them. If they counter, then you’ll get to accept,
counter or reject…this will go on until everyone is in agreement on the contract…the most I’ve seen is 6 and hinged on the
transfer of a first born child to the sellers…okay so there was no first born child, but we did go to 6 counter offers.
Once an agreement has been reached, as I mentioned above, we celebrate briefly, burn an effigy or our favorite dictator
and move onto opening escrow, ordering inspections, getting a copy of the contract to the lender and ordering the
appraisal, and reviewing the HOA documents if they have them.
I like to have a 10 business day due diligence period for my buyers to “kick the tires” during which your earnest money will
be refundable should you find something in the Title Report that can’t be cured, the inspection report shows something
that makes you feel the house is unsafe, or your lender decides they can’t lend enough to purchase the home. This
means that a lot has to happen in 10 days, including reviewing HOA CC&R’s, great for putting you to sleep after drinking 3
gallons of coffee.
Once all of the inspections have been finished, the HOA package approved and the title report is clear, we still have a bit
more time before screaming at the movers for dropping your leather sofa off the truck into a toxic mayonnaise spill. During
this time, you will discover the joys of “underwriting approval” that’s the part where the person that actually approves the
final release of your loan makes you stand on one leg, balance an elephant on your nose while playing a tuba, before
funding your loan…okay, so its not quite that bad, but you will be fulfilling the lenders requirements as well as ordering
movers and setting transfer dates for utilities during this time.
Generally 3 days before our estimated close of escrow date, the lender will send your final loan documents to the title
company and you will sign your escrow documents and loan documents at the same time. The seller will sign their portion
of the escrow documents, the lender will fund the loan and the title company will send the documents to the county
recorders office to have your name put on title…then we celebrate briefly, sacrifice a Yak to our favorite deity and most
importantly you get your keys, the movers do their thing and you can break out the fuscia paint!!!!
So now that you understand the process, perhaps you'd like to see exactly whats out there. Even if you aren't sure you
are interested in "going all the way", follow the link below to the MLS search and you can see what's available. Or if you
are ready to take the next step, let me know what your after and I'd be more than happy to give you a hand.
INFO FOR BUYERS
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| Rob Turney |
| 702-336-8595 |
| Clark County School Information |
| Metro Police Neighborhood Crime Tracker |
